Jon is a Chartered Financial Planner with nearly 20 years’ experience advising clients. He has strong ties to Lindfield, having lived in the village for almost a decade.
He’s a trusted adviser who can help you build a clear plan for confidence, security and peace of mind – now and for the years ahead.
Financial advisor
01444 443399
jon@alignedwealthfp.co.uk
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For many people in their late 40s to early 60s, the big
questions are: “When can I afford to retire?” and “Will I
have enough to enjoy retirement comfortably?”
For those already retired, the concerns often shift to:
“How do I manage my living costs?” and “What can I do
about inheritance tax?”
These are the kinds of questions Jon Ollerenshaw at
Aligned Wealth Financial Planning helps clients answer.
Jon is a Chartered Financial Planner with nearly 20
years’ experience advising clients. He has strong ties to
Lindfield, having lived in the village for almost a decade
and still having children here. On Sundays, you might
spot him cycling with the Lindfield Warriors, enjoying the
camaraderie and scenic lanes. For Jon, Lindfield isn’t just
a location – it’s a community he’s proud to be part of.
Jon’s approach starts with understanding what truly
matters to his clients – whether it’s the retirement they
envision, the family they want to support, or the hobbies
and travel they hope to pursue. He recognises that
retirement looks different for everyone: some want to
stop working early, others prefer a gradual transition,
and some continue working because they enjoy it. His
role is to ensure the financial plan supports the lifestyle
each client wants to live.
Many clients come to Jon with concerns – worries
about running out of money, uncertainty around
investments, or confusion about how to draw their
pensions. Using cash flow modelling, Jon provides a
clear, long-term view of their finances. This clarity can be
transformative.
In fact, Jon has helped some clients retire up to five
years earlier than they thought possible. Others have
discovered how to gift money to their children, reduce
inheritance tax, and still maintain their own financial
security. He places a strong emphasis on tax efficiency,
helping clients make the most of their allowances,
maximise pension tax relief, use employer contributions
wisely, and minimise inheritance tax exposure. Tax
treatment varies to individual circumstances and is
subject to change, so regular reviews are important.
Jon is known for his jargon-free advice and a
philosophy he sums up as: “Understanding comes first.”
Clients appreciate his attention to detail, his patience,
and his long-term commitment. He conducts annual
reviews to ensure financial plans stay aligned with
life changes, tax updates and legislation—removing
financial stress and helping clients enjoy a more secure
and fulfilling future.
He also offers practical tips that anyone can benefit
from:
• Outgoings – review your essential and leisure spending, and consider how it may evolve through early, mid and late retirement.
• Check your state pension forecast.
• Make full use of your annual tax allowances.
• Review regularly – Life changes – marriage, children, career shifts, health, changing tax rules and pension legislation. Check your financial plan at least once a year so it stays on track.
Most importantly, Jon encourages people to see
retirement as a chance to focus on what truly matters – how they want to spend their time and what brings them joy.
